If you work and have a PF account, then this information is very important for you. EPFO has recently alerted its members that they must check some important information entered in their PF account. Especially in the date of joining and date of exit, even a small mistake can cause big loss in the future. Many people ignore these details, but this information directly affects your PF money, pension and claim process.

Date of joining and date of exit tell how long you worked in a company and contributed to PF. On this basis your pension eligibility is decided. If there is any discrepancy in these dates, the pension you receive may be reduced or there may be a delay in withdrawing PF. In many cases, the claim even comes to the point of being rejected. Therefore, it is very important for both these details to be correct.

PF-pension and interest are affected

The interest received on the money deposited in the PF account, your total service period and pension related calculations, everything depends on these dates. If incorrect information is entered in the record, the system will calculate on that basis. This means that a small mistake can reduce your future savings.

Now it's easier to improve

The good thing is that now EPFO ​​has made the process of correcting these mistakes much easier than before. If your UAN is linked to Aadhaar and fully verified, then you can update many important details like name, date of birth, gender and joining or exit date online. In many cases you do not even have to upload any document. However, the thing to keep in mind is that change in joining and exit date will be accepted only if it matches with your PF contribution record. If this does not happen, then EPFO's approval becomes necessary.

When UAN is not fully verified

If your UAN is old or not fully verified, you will have to take help from your employer. For this, online joint declaration has to be given, in which the approval of the company is necessary. In some cases, you may have to fill and submit a physical form, which the employer uploads on the EPFO ​​portal.

What to do if the company is closed?

Many people face the problem that their old company has closed down or they cannot contact the employer. Even in such a situation, there is no need to panic. You can fill the Joint Declaration Form and get it verified by an authorized officer and then submit it to the EPFO ​​office. Improvement is also possible through this process. EPFO's advice is clear that do not take your PF account lightly. Immediately login to the UAN portal and check all your details carefully. If you find any mistake anywhere, get it rectified immediately. Small carelessness can become a big problem in future.