• How to benefit from mutual funds?


• Conversion of one lakh to 40 lakhs


• How much return in SIP

Mutual Funds: The Indian stock market remained bullish for the second day in a row on Tuesday. BSE SENSEX rose by 939 points on Monday. It also closed up 568 points or 0.75 percent at 76,070.84 on Tuesday. The Nifty50 index of the National Stock Exchange (NSE) rose 172.35 points, or 0.74 per cent, to 23,581.15. It had previously declined for three consecutive sessions. In such a volatile environment, retail investors get scared. But what exactly is the situation?

Stock Market Today: Sensex surges for the second day, crosses 76000 by the end of the day

How to benefit from mutual funds?

Experts say that the volatility of the stock market can be high or low, but investing in mutual funds for the long term gives you significant benefits. Check out ICICI Prudential Equity and Debt Fund now. This increased the turnover of Rs 1 lakh to over 40 lakhs in a period of about 26 years. During this period there were many ups and downs in the stock market.

Conversion of one lakh to 40 lakhs

ICICI Prudential Equity and Debt Fund was launched on November 3, 1999. Investors who would have invested Rs 1 lakh in this fund at that time, it will be Rs 40.70 lakh on 28 February 2026. That is a CAGR return of 15.11%. The fund has also returned a compound annual growth rate (CAGR) of 19.53% and 18.87% over three and five years respectively. During the same period, its benchmark CRISIL Hybrid 35+65 – Aggressive index has performed at a CAGR of 14.12% and 11.75% respectively.

How much return in SIP

Talking about SIP, an investor who invests Rs 1,000 monthly from the beginning, would have a portfolio of Rs 4.02 crore today. During this period, the actual investment amount of the investor will be Rs 31.6 lakh only. Even in the short term, SIP returns have been strong, reporting 18.15% and 11.85% CAGR returns over five and three years respectively. The fund has consistently outperformed its benchmark, the CRISIL Hybrid 35+65 – Aggressive Index, in all these timeframes.

Where to invest?

It is an open-ended aggressive hybrid scheme that invests primarily in equity and fixed income securities. It has consistently outperformed market cycles through various asset allocation strategies. The fund typically invests 65% to 80% in equities and 20% to 35% in fixed income instruments. This allows investors to participate in the growth of the equity market as well as take advantage of the stability and income provided by debt securities. The hybrid structure allows the fund to dynamically adjust its allocation based on market conditions while maintaining its growth oriented investment objective.

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