PPF Vs SIP: If you have been thinking of investing for a long time and want to invest ₹ 1,11,111 every year, then you must be thinking about where to invest. Meaning, which option is better in PPF vs SIP. Both the investment options are quite safe and famous, but if you talk about which one gives more returns and which one has less risk, then there is a lot of difference between the two. Come, today we will tell you which of the two options will give you a bigger fund in 15 years.

How much will be the benefit by investing in PPF?

If we tell you about Public Provident Fund (PPF), then it is a very safe investment and is also a government investment. For now, the interest on PPF is decided by the government and in this you get guaranteed return. If you invest ₹ 1,11,111 in this scheme now, you will get 7% interest in it, that is, after 15 years your total fund can become ₹ 30-32. If you ask about the specialty of this scheme, then there is no tax on any of the three investment, interest and maturity.

How much will be the benefit by investing in SIP?

When you think of investing in SIP, you know about everything such as risk. SIP is to systematic investment plan in mutual funds. If you talk about returns in this, then investing for a long time gives good returns. If you invest ₹ 1,11,111 annually in SIP, you will get a return of approximately 12%, i.e. ₹ 45–50 lakh in 15 years. Because of this it is said that SIP is very good for wealth creation.

PPF or SIP: Which is better? (Which is Better PPF or SIP?)

If you want tax free returns and zero risk then PPF is very good for you. However, if you have the courage to take some risk then SIP is much better. According to experts, it is right to invest in both, whichever suits you.

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