If you are planning to visit a bank branch today, Saturday, January 24, 2026, for any important work, it may be wise to pause and check first. As per the Reserve Bank of India (RBI) holiday guidelines, banks across India are closed today because it is the fourth Saturday of the month.

Both public sector and private sector banks follow RBI’s standardized holiday calendar, under which bank branches remain shut on the second and fourth Saturdays of every month. As a result, no in-branch banking services will be available today.

Why Are Banks Closed on January 24?

The closure is part of RBI’s regular banking schedule. According to RBI norms:

• Banks operate on the first, third, and fifth Saturdays




• Banks remain closed on the second and fourth Saturdays




• All banks are closed on Sundays and national holidays

Since January 24, 2026, falls on the fourth Saturday, bank branches nationwide are not operational.

Banking Services Disrupted for Several Consecutive Days

The inconvenience for customers does not end with Saturday’s closure. Bank branches will remain closed for multiple days in a row due to the following reasons:

• January 24 (Saturday): Fourth Saturday – Bank Holiday




• January 25 (Sunday): Weekly holiday




• January 26 (Monday): Republic Day (National Holiday)




• January 27 (Tuesday): Possible nationwide bank employees’ strike (subject to confirmation)

If the proposed strike goes ahead as scheduled, customers may face up to four consecutive days without branch-level banking services.

Services That Will Not Be Available During These Holidays

During this extended closure, customers will not be able to access branch-based services such as:

• Cash deposits and withdrawals at counters




• Cheque clearing and processing




• Demand draft issuance




• Passbook updates




• Locker-related services




• Account-related in-person assistance

Those with urgent banking needs involving physical branch visits may experience delays.

Digital Banking Services Will Continue Normally

Despite the closure of bank branches, customers can take relief in the fact that digital banking services will continue to function smoothly. Services that will remain operational include:

• Net banking




• Mobile banking apps




• UPI transactions




• ATM cash withdrawals




• Online fund transfers (NEFT, RTGS, IMPS)

Customers are advised to rely on online banking channels wherever possible during the holiday period.

Advisory for Bank Customers

If you have urgent banking tasks such as cheque clearance, cash deposits, or document-related work, it is recommended to:

• Complete branch-related work before the holiday period




• Ensure sufficient cash availability




• Schedule payments and transfers in advance

Planning ahead can help avoid last-minute inconvenience due to prolonged closures.

Bank Holidays in the Last Week of January 2026

Here is a quick overview of bank holidays toward the end of January:

• January 24: Fourth Saturday




• January 25: Sunday




• January 26: Republic Day (National Holiday)




• January 27: Likely bank strike (if confirmed)

Customers should keep an eye on official announcements regarding the strike to stay updated.

City-Wise Bank Holidays in January 2026

In addition to national holidays, banks in several cities observed regional holidays earlier in January due to local festivals and state-specific observances. These holidays varied across cities such as Chennai, Kolkata, Guwahati, Bhubaneswar, Hyderabad, and others.

Because banking holidays differ from state to state, customers are always advised to check the city-specific holiday list published by RBI.

Republic Day 2026: A Nationwide Bank Holiday

January 26, 2026, marks the 77th Republic Day of India. As a national holiday, all banks across the country will remain closed on this day, regardless of state or region.

Final Reminder

With multiple holidays falling consecutively, bank customers should remain alert and plan financial activities accordingly. While digital platforms offer flexibility, tasks requiring physical branch presence must be scheduled carefully.

For accurate and updated information, customers should regularly check RBI notifications and official bank announcements.