News India Live, Digital Desk: Generally people think that one has to wait for years to get an FD, but now short-term investments are becoming very popular in the market. If you have some money lying around which you do not need for 3-4 months, then it can be a wise decision to invest it in PNB’s 91 day scheme.

What is the mathematics of ₹6700?
Actually this profit depends on the amount of your investment and the interest rate received on it. Punjab National Bank is currently offering attractive interest rates for senior citizens and general citizens. If you keep a fixed large amount (around Rs 5 lakh or more, depending on bank rates) for just 91 days, the total interest earned comes to around Rs 6700.

Who is this opportunity for?

• Senior Citizen: PNB always takes special care of the elderly, hence the interest rates for them are up to 0.50% higher than the general public.


• Super Senior Citizen: If the age is more than 80 years, the profit increases even more.


• People with short-term goals: Suppose you have money kept for paying the next installment or for some function, then it would be better to invest it here instead of leaving it idle.

Why is this FD special?
Its biggest feature is that the money is not locked in it for too long. After just 91 days i.e. about 3 months, both your principal and hefty interest are returned to you. You can start it online from home through PNB One app or go to your nearest branch and do the paperwork.

A little advice:
The interest rates of banks often fluctuate slightly according to the policies of the Reserve Bank (RBI). Therefore, before investing, visit your bank branch and check the latest rates. This year 2026 is going to be very important in terms of savings, so it is wise to invest money in the right place at the right time.