ITR Refund: The biggest reasons for ITR refund delays are incorrect bank details, lack of PAN-Aadhaar linkage, and increased scrutiny of high-value returns. The CBDT has red-flagged ITRs with suspicious claims, while normal and error-free refunds are expected to be cleared by December.

ITR Refund: Refunds are typically received within a few weeks of filing and verifying the ITR. This time, many individuals have received their refunds, but those whose refunds have not yet arrived may have their returns scrutinized by the system. CBDT chief Ravi Agarwal stated that ITRs with high-value refunds and suspicious claims have been flagged by the system and are being thoroughly scrutinised. Refunds with smaller amounts are being issued without delay. He also stated that if your ITR is completely correct, normal refunds will be cleared by December.

5 Major Reasons for ITR Refund Delays

• In most cases, delays are not due to technical issues, but rather to simple mistakes made during ITR filing.


• Entering incorrect bank details: Even a small mistake in the account number or IFSC code can prevent your refund. This is considered the most common and major mistake.


• Name mismatch: If the name on the PAN card and the bank account name do not match, the refund process is halted. The department issues refunds only if the name matches exactly.


• Lack of bank account pre-validation: The ITR refund is credited only to the bank account that has been pre-validated on the Income Tax portal. If pre-validation is incomplete, the refund may remain pending.


• Incorrect PAN and Aadhaar linkage: If the PAN-Aadhaar linkage is not established, the refund is immediately stopped. This is a mandatory process that must be completed.


• Incorrect tax calculation or invalid claim: If there are errors in deductions or tax calculations, the department scrutinizes your return and holds your refund.

How to Check ITR Refund Status? The Complete Easy Method

You can easily check your refund status online. Here's how:

First, visit the Income Tax Department's official website → Log in with your user ID and password → Click on the 'e-file' tab → Go to the 'Income Tax Return' section → Now click on 'View Filed Return'.

Here, you will clearly see the stage of your ITR and the reason for the refund being held up.

What should I do if the refund still hasn't arrived?

• Recheck bank account pre-validation


• Ensure PAN-Aadhaar link status


• File a revised return if there are any errors


• In case of unusual delays, you can also submit a refund/reissue request

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