• Eligible for retirement and death gratuity benefits under OPS


• Pension Fund Regulatory and Development Authority


• The maximum equity allocation under the option is 25 percent

UPS Pension Gratuity Rule News Marathi: Many rules to central government employees have been changed in 2025. One such rule is to Unified Pension Scheme (UPS). UPS All Central Government employees falling under will now be eligible for retirement and death gratuity benefits under the old Pension Scheme (OPS).

What is in the order?

This year, the government issued a new order. The order states that employees coming under UPS will also be eligible for retirement gratuity and death gratuity under the Central Civil Services (Payment of Gratuity) Rules, 2021. If an employee dies during service, the family will get the same benefits as under the Old Pension Scheme (OPS). At the same time, the employee will have the option of opting for a secure benefit like OPS in case of disability or disability.

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Two new investment options

Recently, the government integrated the National Pension System (NPS) and Pension Scheme (UPS) has approved two new investment options for Central Government employees: “Jeevan Chakra” and “Balanced Jeevan Chakra.” Under NPS and UPS, Central Government employees can now choose from several investment options. One is the default option, which is the “default pattern” of investments as defined by the Pension Fund Regulatory and Development Authority (PFRDA) from time to time. Another option is Scheme G, which invests 100 percent in government securities for low risk, guaranteed returns.

Equity allocation in life cycle option

The maximum equity allocation under the life cycle (LC-25) option is 25 percent, which gradually reduces from age 35 to age 55. The maximum equity allocation under the LC-50 option is limited to 50 percent of the retirement fund. The Balanced Life Cycle (BLC) option is a modified version of LC50, in which the equity allocation is reduced from age 45 to allow employees to invest in equities for a longer period. The LC75 option has a maximum equity allocation of 75 percent, which gradually decreases from age 35 to age 55.

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