The Employees' Provident Fund Organisation (EPFO) has brought good news for millions of salaried employees. Unlike previous years when interest was credited in August or September, this year EPF interest for FY 2023-24 has already been credited in early July.

Union Labour Minister Mansukh Mandaviya confirmed that out of 33.56 crore EPF accounts, interest has been credited to 32.39 crore accounts, covering 96.51% of accounts and 99.9% of institutions.

🪙 EPF Interest Rate for FY 2023-24

The EPFO had earlier announced an interest rate of 8.15% for the financial year 2023-24.

📱 How to Check EPF Balance

You can easily check your EPF balance through both online and offline methods:

✅ 1. Online via EPFO Portal

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  Visit: https://www.epfindia.gov.in

  
  


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  Click on "Member Passbook"

  
  


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  Enter your UAN and password

  
  


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  Choose your account

  
  


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  Click on "View Passbook" to see your interest and balance

  
  

📲 2. Through UMANG App

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  Download the UMANG app

  
  


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  Go to the EPFO section

  
  


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  Login with your UAN and OTP

  
  


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  Click on “View Passbook” to view details

  
  

📩 3. SMS Facility

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  Send an SMS from your registered mobile number to 7738299899

  
  


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  Format: EPFOHO UAN HIN
  
  (Use HIN for Hindi, ENG for English, etc.)

  
  


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  You’ll get an SMS reply with your current balance and recent transactions

  
  

📞 4. Missed Call Option

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  Give a missed call from your registered mobile number to 011-22901406

  
  


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  Within seconds, you'll receive an SMS with your EPF balance and interest details

  
  

🔎 What If Interest Isn’t Reflected Yet?

If the interest hasn’t appeared in your account:

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  Contact your office HR

  
  


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  Or call EPFO helpline: 1800118005

  
  

💡 Why Is This Early Interest Credit Significant?

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  Helps employees plan finances in advance

  
  


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  Improves transparency and trust in EPF

  
  


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  Shows how digital integration is streamlining operations

  
  

The EPFO’s timely move aligns with the government’s Digital India mission and empowers employees with better financial control. So if you haven’t already, check your EPF balance today with just an SMS, a missed call, or a few taps on your phone.